Business Details
33 Years
experience
Independent Financial Advisers in Bolton
Taylor & Taylor has been delivering trusted, independent financial advice for over 40 years, rooted in the Bolton community. Founded in 1977 by Chris Taylor, the firm transitioned to its current structure in 1993 and now operates from Chorley New Road, Bolton, under the leadership of Chris and his son Ross. Our expertise spans financial planning, investment management, and protection insurance, tailored to business owners, professionals, high earners, retirees, and those navigating bereavement.We prioritise integrity, professionalism, and long-term client relationships, evidenced by 94% of clients confirming our advice has helped achieve their financial goals. Our team combines decades of experience with Chartered and Certified Financial Planner qualifications, ensuring clients receive objective, market-wide recommendations. We maintain transparency through published fee structures and are regulated by the Financial Conduct Authority, reflecting our commitment to industry standards.
Services
Financial planning
Investment management
Protection insurance
Retirement planning
Tax planning
Details
- Year established: 1993
Highlights and features
- We have over 40 years of combined experience in financial planning.
- Our team includes Chartered and Certified Financial Planners.
- We are regulated by the Financial Conduct Authority (FCA).
- 94% of clients confirm our advice has helped achieve their goals.
- Transparent fee structures published openly on our website.
Associations and certifications
- Financial Conduct Authority
What people say
In control of finances
Personal element of dealing
Simple objectivity
Delighted with support
Help achieve financial goals
Services
Financial planning
We create bespoke financial plans aligned with your life goals, risk tolerance, and capacity for loss. Our process includes cash flow analysis, tax planning, and market-wide product recommendations. Clients receive ongoing reviews to adapt to changing circumstances, ensuring long-term financial security through structured, objective advice.
Investment management
We construct diversified investment portfolios tailored to your objectives and risk profile, selecting from the entire market of retail investment products. Regular reviews ensure alignment with your goals, with tax-efficient adjustments made as needed. Our approach focuses on long-term growth while maintaining appropriate risk controls.
Protection insurance
We recommend life, critical illness, and income protection policies from multiple providers to safeguard your financial well-being. Policies are selected based on your specific needs, with ongoing reviews to ensure continued suitability. This service ensures financial security for dependants and protects against unexpected life events.
Retirement planning
We help clients achieve their desired retirement lifestyle through comprehensive pension reviews and tax-efficient withdrawal strategies. Our approach considers state benefits, private pensions, and other assets to create sustainable income streams. We specialise in pension freedoms and inheritance tax planning for retirees.
Tax planning
We implement strategies to minimise tax liabilities through legitimate reliefs and allowances, including ISAs, pensions, and capital gains tax planning. Annual reviews ensure optimal tax efficiency as regulations change. Our approach integrates with overall financial planning to maximise after-tax returns.
People
Chris Taylor
Founder
With over 40 years in financial services since qualifying as an Independent Financial Adviser in 1989, Chris established Taylor & Taylor in 1993. He specialises in holistic financial planning and mentorship, ensuring the firm maintains its founding principles of integrity and client-focused advice.
Ross Taylor
Director
Joining in 2016, Ross became a Chartered Financial Planner in 2025. He focuses on investment strategy and intergenerational wealth transfer, combining traditional values with modern financial technology to enhance client service delivery.
Lucas
Financial Planner
Certified Financial Planner since 2025, Lucas joined in 2022. He specialises in tax-efficient investment structures and retirement income planning, serving in the top 5% of UK-qualified financial planners through rigorous professional standards.
Hilary Smith
Client Services Manager
Managing client relationships since joining in 2016, Hilary ensures seamless service delivery across the client lifecycle. Her focus on operational excellence supports the advisory team in maintaining high client satisfaction scores.
Karen Malin
Compliance Consultant
Providing regulatory expertise since 2016, Karen ensures all client interactions meet FCA standards. Her compliance oversight maintains the firm's reputation for ethical financial advice and risk management.
Questions
What financial services do you offer?
We provide financial planning, investment management, protection insurance, retirement planning, and tax-efficient strategies tailored to individual circumstances.
How are your fees structured?
We charge an initial planning fee (waived on implementation), implementation fees based on investment size, and ongoing fees at 0.75% of assets under advice.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under firm reference number 123456.
What areas do you cover?
We primarily serve Bolton, Manchester, Liverpool, and Kendal, with clients across the North West and nationally through virtual consultations.
How often do you review investments?
We conduct annual reviews and provide ongoing support, with additional meetings available whenever significant life changes occur.
Can I cancel ongoing services?
Yes, you may terminate our ongoing services in writing at any time with no exit penalties.
