Business Details
29 Years
experience
Your Trusted Partner for Financial Planning in Bath
Belgrave Asset Management has been delivering tailored financial solutions since 1997, combining over two decades of industry expertise with a client-centric approach. Our team of seasoned professionals specialises in portfolio management, comprehensive financial planning, and specialist services addressing complex financial needs. We prioritise trust, accessibility, and integrity, ensuring each client's unique objectives are met through strategic investment strategies and personalised guidance.Regulated by the Financial Conduct Authority, our commitment to excellence is reflected in our bespoke approach to wealth management, pension planning, and tax-efficient solutions. We serve individuals and businesses seeking to protect and grow their assets, offering ongoing support to navigate evolving financial landscapes. Our ethical investment options and holistic planning services demonstrate our dedication to aligning financial outcomes with clients' personal values and long-term goals.
Services
Portfolio Management
Financial Planning
Specialist Services
Tax Planning
Pension Planning
Details
- Year established: 1997
Highlights and features
- We have over 25 years of experience in bespoke financial planning and portfolio management.
- Our team provides FCA-regulated services ensuring compliance and client protection.
- We offer holistic wealth management tailored to individual ethical and financial goals.
- Our pension and tax planning expertise addresses complex client requirements comprehensively.
- We maintain transparency through detailed quarterly reporting and market analysis.
Associations and certifications
- Financial Conduct Authority
Services
Portfolio Management
Our bespoke portfolio management service tailors investment strategies to individual client objectives, balancing risk against performance. We continuously monitor market conditions and adjust holdings to align with evolving financial goals. Clients receive quarterly valuations and detailed market commentary to ensure transparency and informed decision-making.
Financial Planning
Comprehensive financial planning addresses retirement strategies, inheritance tax mitigation, and long-term care solutions. We evaluate clients' current financial status to develop actionable plans for pension consolidation, tax efficiency, and asset protection across their lifetime.
Specialist Services
We provide expert guidance on divorce-related financial settlements, trust management, and tax return preparation. Our team coordinates with legal professionals to deliver tailored solutions for high-net-worth individuals and corporate clients requiring specialised financial structuring.
Pension Planning
Our pension planning service covers SIPP management, corporate pension schemes, and retirement income strategies. We help clients navigate annuity options, phased retirement plans, and tax-efficient withdrawals while ensuring compliance with evolving pension regulations.
Tax Planning
We offer tax compliance services and strategic planning to minimise capital gains and inheritance tax liabilities. Our team prepares complex tax returns for individuals and trusts while advising on tax-advantaged investment vehicles and annual allowance utilisation.
People
Michael Smith
Chairman
Founded Belgrave in 1997 with extensive investment market expertise. Specialises in private client advice, pension arrangements, and charity trusts. Previously served as Sales Director for a national stockbroker, bringing over 25 years of financial services experience.
Gemma Watson
Managing Director
Over 20 years' experience in financial services, leading pension strategy and private client advice. Expertise in SIPPs, SSASs, and corporate pension schemes. Oversees retirement planning solutions and regulatory compliance for the firm.
Maria Clifton
Head of Tax & Estate Planning
Specialises in holistic financial planning with focus on trusts and capital preservation. Member of the Private Client Advice Team since 2015, providing expertise on inheritance tax mitigation and intergenerational wealth transfer strategies.
Donna Parfitt
Operations Manager
Manages company finances and client tax queries since 2001. Coordinates business operations strategy while supporting pension planning services. Qualified member of the Association of Accounting Technicians with 22 years' industry experience.
Jenny Davis
Paraplanner
Responsible for investment research, risk profiling, and portfolio analysis since 2007. Supports private client advice team with portfolio reviews and client reporting, ensuring data-driven investment recommendations aligned with client objectives.
Questions
What financial services do you specialise in?
We specialise in portfolio management, pension planning, tax-efficient wealth management, and specialist services for divorce settlements and trust administration.
How do you tailor investment portfolios to individual needs?
We conduct detailed fact-finding to understand your risk tolerance and financial goals, then create customised asset allocations that evolve with market conditions and personal circumstances.
Can you help with inheritance tax planning?
Yes, we provide comprehensive estate planning services including trust management, nil-rate band utilisation, and strategies to mitigate inheritance tax liabilities for married couples and single individuals.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (reference 410497) and have been since our establishment in 1997.
How often do you review investment portfolios?
We provide quarterly valuations with market commentary, but can offer more frequent reviews upon request to ensure your portfolio remains aligned with your objectives.
