Business Details
Your Trusted Financial Advisers in Bath
City Financial Planning has been dedicated to providing expert financial advisory services since its establishment. Our team of experienced professionals specialises in pensions, mortgages, investments, and protection, offering tailored solutions to meet individual and corporate client needs. With over 40 years of combined industry expertise, we prioritise client trust and long-term relationships. Our services are regulated by the Financial Conduct Authority, ensuring adherence to rigorous standards. We work closely with tax consultants, accountants, and solicitors to deliver holistic financial strategies.Our commitment to compliance and client-centric practices ensures transparent, ethical advice. We continuously evolve our digital platforms to enhance client accessibility and engagement. Our directors hold advanced qualifications from the Chartered Insurance Institute and Personal Finance Society. We serve clients across Bath, the South West, and London, with a focus on empowering informed financial decisions. Our team's diverse experience spans corporate pension schemes, equity release, and international financial planning.
Services
Pension Planning
Mortgage Advice
Investment Management
Life Insurance
Equity Release
Corporate Financial Advice
Inheritance Tax Planning
Long Term Care Planning
Highlights and features
- We have over 40 years of combined experience in financial services.
- Our advisers hold Chartered Insurance Institute qualifications.
- We offer holistic financial planning tailored to individual needs.
- Regulated by the Financial Conduct Authority for client protection.
- We provide access to independent mortgage payment options.
Associations and certifications
- Financial Conduct Authority
Services
Pension Planning
Our pension planning service helps clients determine retirement income requirements and develop strategies to achieve their goals. We specialise in corporate pensions, self-invested schemes, and post-retirement planning. With expert knowledge of evolving pension legislation, we provide tailored solutions for individuals and businesses.
Mortgage Advice
We offer comprehensive mortgage advice covering repayment reduction, property moves, and equity release options. Clients can choose between paying a service fee or allowing us to receive lender commissions. Our advice includes both regulated and unregulated mortgage products to suit diverse client needs.
Investment Management
Our investment services focus on portfolio planning and regular savings strategies. We advise on unit trusts, ISAs, shares, and structured products, helping clients make optimal use of surplus capital. The service includes access to fund manager insights through our online platform.
Life Insurance
We provide life assurance solutions to ensure family financial security in case of premature death. Our protection plans cover income protection requirements for serious illness or disability. The service includes both individual and corporate protection solutions tailored to specific client circumstances.
Corporate Financial Advice
Our corporate financial advice covers employee benefits, business protection, and tax planning. We work with companies and business owners on pension schemes, succession planning, and wealth management strategies. The service includes collaboration with accountants and solicitors for comprehensive business financial solutions.
People
Fred Binstead
Client Director
With 40 years' experience in financial services, Fred specialises in pensions legislation and corporate pension schemes. He provides expert one-to-one pensions advice and business protection solutions.
Sandra Bishop
General Manager and Director
Sandra has over 20 years' experience in financial services, advising on mortgages, protection, and investments. She holds the CII Diploma in Financial Planning and focuses on building client trust through open communication.
Kypros Harrison
Client Director
Kypros specialises in long-term care planning and inheritance tax solutions. With experience since the 1990s, he provides holistic financial planning for individuals and corporate clients across the South West and London.
Gary Pimm
Client Director
Gary has 25+ years' experience in financial services, advising on wealth management and corporate financial planning. He works with solicitors and accountants to deliver comprehensive estate planning and trust solutions.
Tim Quirke
Director
Tim offers full financial planning advice with 30 years' industry experience. He manages finance and personnel operations for the company, previously working on international financial strategy projects in Poland.
Questions
What financial services do you offer?
We provide pension planning, mortgage advice, investment management, life insurance, equity release, corporate financial advice, and inheritance tax planning solutions.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (reference number 440633) and comply with UK financial regulations.
How do you charge for mortgage advice?
Clients can choose to pay a service fee or allow us to receive commission from the lender for mortgage advice services.
Do you offer online portfolio management?
Yes, we provide access to investment platforms including Quilter, Fidelity Funds Network, and Elevate Platform for portfolio monitoring.
What areas do you cover?
We operate across Bath, the South West, London, and surrounding regions, providing both individual and corporate financial services.
Can I get pension transfer advice?
Yes, our experts specialise in pension transfers, self-invested pension schemes, and post-retirement planning strategies tailored to individual needs.
