Business Details
41 Years
experience
Trusted Financial Advisers in Canterbury
Established in 1985, we are independent financial advisers dedicated to delivering tailored financial solutions for individuals and corporate clients. Our team of three professionally qualified advisers, with over 30 years of combined experience, relocated to Canterbury in 2000 to expand our operations, serving more than 3,000 clients. We operate from a Grade II listed building in Canterbury's financial district, offering consultations at our offices or clients' preferred locations. Our expertise spans pensions, investments, wealth management, and inheritance tax mitigation, with a focus on holistic financial planning. As FCA-authorised professionals, we prioritise transparency, treating clients fairly and providing a personal service that has earned us a reputation through word-of-mouth recommendations.We offer a free initial consultation to understand client needs, followed by chargeable advice with clear terms of business. Our commitment to excellence is reflected in client success stories, such as restructuring pensions for early retirement due to health issues. We serve clients across Kent and the UK, with corporate services including group pension schemes and key man cover. Our team includes specialists in SIPPs, equity release, and life insurance, ensuring comprehensive coverage of financial needs.
Services
Financial Planning
Wealth Management
Investment Advice
Pension Planning
Inheritance Tax Mitigation
Equity Release
Mortgages
Life Assurance
Medical Insurance
Corporate Financial Services
Details
- Year established: 1985
Highlights and features
- We have over 30 years of experience in financial advisory services
- Our team offers a highly personalised service based on client needs
- We are authorised and regulated by the Financial Conduct Authority
- We provide free initial consultations to establish client requirements
- Our expertise spans pensions, investments, and inheritance tax mitigation
Associations and certifications
- Financial Conduct Authority
Services
Financial Planning
We provide comprehensive financial planning to help clients achieve long-term goals. Our approach considers individual circumstances, risk tolerance, and future aspirations. Services include cashflow forecasting, tax efficiency, and retirement planning.
Pension Planning
Specialist pension planning covering SIPP management, transfers, and retirement income strategies. We help clients optimise pension pots, navigate tax rules, and ensure sustainable income throughout retirement.
Investment Advice
Tailored investment solutions including ISAs, bonds, and offshore accounts. We create diversified portfolios aligned with client objectives, balancing growth potential with risk management across various market conditions.
Inheritance Tax Mitigation
Strategic inheritance tax planning using trusts, gifting strategies, and tax-efficient investments. We help preserve wealth for future generations while complying with current tax regulations and exemptions.
Equity Release
Advisory services for releasing capital from property through lifetime mortgages or home reversion plans. We ensure clients understand implications for inheritance and means-tested benefits.
People
Geoff Langridge
Managing Partner
Founder with over 30 years' experience in financial services. Specialises in pensions, wealth management, and corporate advisory work. Holds DipPFS qualification.
Andrew Cairns
Financial Adviser
Holistic planner with expertise in pensions, investments, and insurance. Joined the firm in 2007, holding BA and MA qualifications.
Chris Trapp
Financial Adviser
Specialist in pension and investment planning with 20+ years' experience. Advises on equity release, mortgages, and protection strategies since joining in 2024.
Questions
What services do you offer?
We provide financial planning, pension advice, investment management, inheritance tax mitigation, equity release, and corporate financial services.
How are you different from other advisers?
As independent advisers since 1985, we offer unbiased advice with no ties to financial institutions, focusing solely on client needs.
Are your services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (reference 599271).
What fees do you charge?
We offer a free initial consultation. Subsequent advice fees are agreed upfront during our terms of business discussion.
Do you work with corporate clients?
Yes, we advise businesses on group pensions, key man cover, and director financial planning across Kent and the UK.
