Business Details
Trusted Mortgage Advisers in Scarborough
Hinchliffe Brian has been providing expert mortgage and general insurance advice for over 30 years. Our team prioritises client needs, offering tailored solutions without charging fees for our services. We operate from Scarborough, leveraging local market knowledge to guide clients through complex mortgage processes. As an appointed representative of PRIMIS Mortgage Network, we access exclusive rates and deals unavailable through high street lenders. Our commitment to clear communication and client-focused service ensures transparency throughout every transaction. We specialise in first-time buyer mortgages, re-mortgages, buy-to-let properties, and Help to Buy schemes.Our home insurance services cover buildings, contents, and combined policies, with additional landlord insurance options. While most buy-to-let mortgages remain unregulated by the Financial Conduct Authority, we maintain strict compliance with UK regulatory standards. We collaborate with trusted third-party providers for secured loans and will-writing services, though we disclaim responsibility for their advice. Our office at 4 Stone Quarry Road, Burniston, serves clients across North Yorkshire and beyond.
Services
Mortgage Advice
Home Insurance
Buy-to-Let Mortgages
Re-mortgages
First-Time Buyers
Help to Buy
Highlights and features
- 30+ years of mortgage and insurance expertise
- No fees for advisory services
- Exclusive mortgage rates through PRIMIS Network
- Client-focused service prioritising individual needs
- Clear and transparent communication
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our mortgage advisory service specialises in first-time buyer mortgages, re-mortgages, and buy-to-let properties. We access exclusive rates through PRIMIS Mortgage Network, working independently from banks to prioritise client interests. With over 30 years' experience, we handle lender communication and paperwork to simplify the process for clients across Scarborough and the UK.
Home Insurance
We offer comprehensive home insurance solutions including buildings, contents, and combined policies. Our team provides tailored coverage options for standard homeowners and landlords. While we arrange policies through selected providers, we ensure clients understand their coverage terms and exclusions for both residential and rental properties.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage advice covers property investment strategies and portfolio management. We connect landlords with competitive rates through our lender network. Although most buy-to-let mortgages remain unregulated, we provide clear guidance on tax implications, deposit requirements, and rental income considerations for property investors.
Re-mortgages
Our re-mortgage service helps clients secure better rates, release equity, or consolidate debts. We assess current mortgage terms against market options to optimise financial positions. The process includes lender negotiations and paperwork management to ensure smooth transitions for homeowners seeking improved mortgage arrangements.
First-Time Buyers
Tailored support for first-time buyers covers mortgage eligibility, deposit requirements, and government schemes like Help to Buy. We explain different mortgage types and assist with application processes. Our guidance helps new buyers navigate property purchases confidently, leveraging our market knowledge and lender relationships to secure suitable deals.
People
Brian Hinchliffe
Director
With over 30 years' experience in mortgage advisory services, Brian leads our team in delivering expert financial solutions. His extensive industry knowledge ensures clients receive accurate, compliant advice tailored to their specific circumstances.
Danielle Barker
Financial Adviser
Danielle provides specialist mortgage and insurance advice, focusing on client needs and market opportunities. Her expertise in mortgage products helps clients navigate complex financial decisions with confidence and clarity.
Questions
What mortgage types do you offer?
We provide first-time buyer mortgages, re-mortgages, buy-to-let properties, let-to-buy mortgages, and Help to Buy schemes through our lender network.
Are your services fee-based?
No fees are charged for our mortgage or insurance advice services. We receive procuration fees from lenders.
Do you offer home insurance?
Yes, we offer buildings insurance, contents insurance, combined policies, and landlord insurance options for property owners.
How do you access exclusive mortgage rates?
Through our partnership with PRIMIS Mortgage Network, we access exclusive deals unavailable through high street lenders.
Are buy-to-let mortgages regulated?
Most buy-to-let mortgages we offer remain unregulated by the Financial Conduct Authority.
