Business Details
50+ Years
experience
Your Trusted Financial Advisers in Canterbury
Established in 1973, Pharon Independant Financial Advisors has built a reputation as one of the South East of England's leading independent financial advisory firms. Our Chartered Status reflects our commitment to maintaining the highest standards of professional expertise and client service. With a team of 35 dedicated professionals, many of whom have been with the company for over 15 years, we offer unparalleled continuity and institutional knowledge. Our independence ensures unbiased advice, free from external influences, allowing us to recommend solutions tailored exclusively to our clients' needs. We maintain strong partnerships with accountants, solicitors, and other professionals to provide comprehensive financial planning services.Our structured advice process guarantees consistent service quality, supported by rigorous compliance checks and a client-centric approach. Our Investment Department's depth of research capability, combined with specialist partnerships, enables us to offer diverse investment solutions. We pride ourselves on transparent fee structures, including free initial consultations and clearly defined fixed fees for specific services. Our office in Harbledown provides excellent facilities for both staff and visiting clients, with convenient access to major transport networks. As a 100% employee-owned business, we maintain complete focus on delivering exceptional value to our clients without corporate distractions.
Services
Financial Planning
Pensions Advice
Corporate Services
Investment Management
Protection Insurance
Tax Planning
Succession Planning
SIPP & SSAS
Employee Benefits
Wealth Management
Details
- Year established: 1973
Highlights and features
- We have over 50 years of experience in independent financial advisory services
- Our Chartered Status recognises our highly qualified professional team
- We provide face-to-face personalised advice with no product restrictions
- Our fixed fee structure ensures complete cost transparency
- Our employee-owned structure guarantees independence from external influences
Associations and certifications
- Chartered Status
Services
Financial Planning
Our comprehensive financial planning service helps individuals and businesses achieve their long-term financial goals. We provide tailored advice on investment strategies, tax planning, and wealth preservation. Our structured approach ensures all aspects of your financial situation are considered to create a cohesive, future-proof plan.
Pensions Advice
We specialise in all pension types including SIPPs and SSAS, offering expert guidance on retirement planning and tax-efficient savings. Our advisers help navigate complex pension freedoms and investment options. We ensure your pension strategy aligns with your overall financial objectives and lifestyle aspirations.
Corporate Services
Our corporate financial services cover keyperson insurance, employee benefits, and company pension schemes. We help businesses implement auto-enrolment solutions and develop strategic financial protection plans. Our expertise extends to succession planning and tax-efficient business structures.
Investment Management
We offer discretionary and advisory portfolio management tailored to individual risk profiles and investment goals. Our team provides access to diverse investment solutions including ESG portfolios. We maintain regular client communication while ensuring active portfolio management through selected third-party experts.
Protection Insurance
Our protection services include life assurance, critical illness cover, and income protection tailored to personal and business needs. We advise on trust structures for estate planning and tax efficiency. Our solutions help safeguard your financial future against unforeseen circumstances.
Questions
What financial services do you specialise in?
We specialise in financial planning, pensions advice, corporate financial services, investment management, and protection insurance for individuals and businesses.
Are you regulated by any financial authority?
Yes, we are authorised and regulated by the Financial Conduct Authority with Firm Reference Number 138169.
How do you charge for your services?
We offer free initial consultations and use a transparent fixed fee structure for specific services, agreed in advance with clients.
Can you help with business financial planning?
Yes, we provide corporate financial solutions including employee benefits, keyperson insurance, company pension schemes, and business succession planning.
What makes you different from other financial advisers?
As a Chartered Status firm since 1973, we combine independence, employee ownership, and a structured advice process with 35 experienced professionals.
Do you offer investment options with ethical considerations?
Yes, we provide Environmental, Social and Corporate Governance (ESG) portfolio options for clients seeking socially responsible investments.
