Business Details
34 Years
experience
Trusted Chartered Financial Advisers in Blackpool
Established in 1992, Adcas Financial Management has evolved through strategic mergers to become a trusted provider of independent financial advice across the North West. Our team of Chartered Financial Planners combines technical expertise with a client-centric approach, offering tailored solutions for retirement planning, investment strategies, and business protection. With over two decades of local experience and a commitment to regulatory compliance, we prioritise transparency and long-term client relationships. Our services are designed to simplify complex financial matters while aligning with individual goals and risk profiles. As an FCA-authorised firm, we maintain rigorous professional standards while specialising in areas like tax planning and cashflow modelling.Our directors, James Cocker and Ben Wrigley, bring combined decades of industry experience, supported by a dedicated team of paraplanners and administrators. We serve both personal and business clients through face-to-face consultations and ongoing portfolio management. Our Chartered status reflects our adherence to the highest technical and ethical benchmarks in financial planning. By maintaining a focus on continuous professional development, we ensure our advice remains current with evolving financial regulations and market conditions.
Services
Retirement Planning
Investment Planning
Cashflow Modelling
Tax Planning
Business Protection
Life Insurance
Critical Illness Cover
Income Protection
Mortgages
Equity Release
Details
- Year established: 1992
Highlights and features
- We hold Chartered Financial Planner status, the industry's highest professional accreditation
- 20+ years of local experience serving Blackpool and the Fylde Coast
- Personalised financial strategies tailored to individual circumstances and goals
- FCA-authorised firm maintaining strict regulatory compliance standards
- Comprehensive service range covering personal and business financial planning needs
Associations and certifications
- Chartered Financial Planners
- Financial Conduct Authority
Services
Retirement Planning
We help clients achieve retirement goals through tailored pension strategies. Our services include new pension setup, existing plan reviews, and retirement income optimisation. By analysing current financial positions and future aspirations, we create tax-efficient pathways to retirement that adapt to changing personal circumstances and regulatory environments.
Investment Planning
Our investment planning focuses on aligning portfolios with clients' risk tolerance and return expectations. We offer diversified investment solutions across various asset classes, continuously monitoring market conditions and adjusting strategies to maintain optimal performance while managing potential risks through regular portfolio reviews.
Cashflow Modelling
We create detailed cashflow models to project clients' financial futures. These dynamic tools help visualise wealth progression under different scenarios, enabling informed decisions about major life events, retirement timing, and investment strategies while incorporating tax planning considerations.
Tax Planning
Our tax planning services identify legitimate opportunities to reduce tax liabilities across income, capital gains, and inheritance taxes. We develop proactive strategies that preserve wealth for future generations while ensuring full compliance with current tax legislation and reporting requirements.
Business Protection
We provide tailored protection solutions for businesses, including key person insurance and shareholder protection plans. Our services help mitigate financial risks from unexpected events while utilising available tax advantages for company directors to safeguard business continuity and employee stability.
People
James Cocker
Director & Chartered Financial Planner
With over 20 years in financial services, James holds Chartered status and a BA (Hons) Oxon. He specialises in complex financial planning solutions, focusing on retirement strategies and intergenerational wealth transfer while maintaining APFS membership.
Ben Wrigley
Director & Chartered Financial Planner
Ben brings extensive experience in investment management and tax-efficient planning. Holding a BA (Hons) and Chartered status, he excels in creating bespoke financial solutions. Recognised as a top-rated advisor on Vouched For with 4.9/5 rating from 154 reviews.
Dawn Mason
Paraplanner
Certified Financial Services professional with expertise in technical analysis and documentation. Dawn supports advisors with detailed research and compliance documentation, ensuring accurate implementation of financial strategies while maintaining up-to-date industry knowledge.
Callum Walker
Financial Administrator
Manages day-to-day operational aspects of client portfolios. Callum ensures smooth implementation of financial plans, maintains accurate records, and provides administrative support to senior advisors while developing his professional expertise in financial services.
Tracey Carter
Accounts Manager
Oversees financial operations and client account management. Tracey ensures accurate financial reporting and manages internal accounting processes while supporting client billing and administrative requirements with over 15 years of experience in financial administration.
Questions
What financial services do you offer in Blackpool?
We provide retirement planning, investment management, tax planning, business protection, life insurance, and mortgage advice across Blackpool and the Fylde Coast.
Are you regulated financial advisers?
Yes, we're authorised and regulated by the Financial Conduct Authority (registration 222123) and hold Chartered Financial Planner status.
Do you work with both individuals and businesses?
Yes, we offer tailored financial solutions for both personal clients and business owners across Lancashire.
What makes you different from other financial advisers?
Our Chartered status, 20+ years local experience, and comprehensive service range combine with FCA regulation for trusted, professional advice.
Can you help with cashflow modelling?
Yes, we use advanced cashflow modelling to help clients visualise their financial future and make informed decisions about major life events.
