Business Details
Trusted Financial Advisers in Newport
The Money Partnership is a team of independent financial advisers and mortgage specialists based in Newport, South Wales. With a focus on transparency and client-centric service, we provide jargon-free advice tailored to individual needs. Our team combines decades of industry experience with a commitment to simplifying complex financial decisions. We prioritise long-term relationships, offering flexible hours and clear communication to support clients through key life milestones. Our services span mortgages, pensions, investments, and protection planning, ensuring comprehensive solutions for personal and professional financial goals.As an FCA-authorised firm, we adhere to rigorous regulatory standards, maintaining trust through ethical practices and client education. Our track record includes assisting clients with mortgage capacity assessments for legal proceedings, demonstrating our expertise in niche financial services. By leveraging technology and maintaining a local presence, we balance accessibility with personalised guidance, empowering clients to make informed decisions about their financial future.
Services
Mortgage advice
Pension reviews
Investment management
Property finance
Protection insurance
Later-life planning
Highlights and features
- We provide jargon-free financial advice tailored to individual needs
- Our team holds FCA-authorised status for regulatory compliance
- Flexible appointment options including face-to-face and online meetings
- Specialist mortgage capacity reports for legal proceedings available
- 24/7 access to client portals for investment portfolio management
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Quick turnaround
Highly professional
Friendly and helpful
Highly recommend
Services
Mortgage advice
We provide comprehensive mortgage guidance for first-time buyers, home movers, and property investors. Our FCA-regulated advisers help clients navigate residential and buy-to-let mortgages, remortgaging options, and specialist cases including self-employed applicants. With access to the entire market, we tailor solutions to individual financial circumstances while explaining complex processes in plain English.
Pension reviews
Our experts conduct detailed pension assessments to ensure clients' retirement plans align with their lifestyle goals. We analyse existing pension pots, recommend tax-efficient strategies, and provide guidance on state pension entitlements. The service includes risk profiling to match investment approaches with clients' risk tolerance and time horizons for retirement.
Investment management
We create customised investment portfolios based on clients' financial objectives and risk profiles. Our approach balances growth potential with capital protection, offering regular portfolio reviews and 24/7 online access through our Sentry platform. We educate clients about market fluctuations while maintaining transparent fee structures for all investment products.
Protection insurance
We design comprehensive protection strategies covering life insurance, critical illness cover, and income protection. Our solutions safeguard families' financial stability against unexpected events while offering business protection options like key person cover and shareholder agreements. We explain policy terms clearly to ensure appropriate coverage levels for individual circumstances.
Later-life planning
Our specialists provide guidance on inheritance tax mitigation, lasting power of attorney arrangements, and care fee planning. We help clients protect assets from unnecessary taxation while ensuring their wishes are documented through legally sound wills and trusts. The service includes practical advice on gifting strategies and care funding options.
People
Geraint
Financial Adviser
Specialist in retirement planning with extensive experience helping clients optimise pension arrangements. Provides clear explanations of complex financial concepts and tailors solutions to individual circumstances.
Mike
Mortgage Adviser
Experienced mortgage specialist known for friendly service and expertise in sourcing suitable home loan solutions. Particularly skilled in assisting first-time buyers and handling complex mortgage capacity assessments for legal cases.
Dave
Senior Adviser
Senior team member with expertise across financial planning areas. Recognised for professionalism and responsiveness in delivering comprehensive advice that aligns with clients' long-term objectives.
Alice
Financial Planner
Dedicated financial planner praised for exceptional client service and ability to simplify complex investment decisions. Works closely with clients to develop strategies that adapt to changing life circumstances.
Questions
What mortgage types do you specialise in?
We specialise in residential mortgages, buy-to-let mortgages, and remortgaging solutions. Our advisers also handle specialist cases including self-employed applicants and clients with complex income structures.
Do you offer free pension reviews?
Yes, we provide complimentary pension reviews to assess your current arrangements and identify opportunities to enhance your retirement planning through tax-efficient strategies.
Can you help with mortgage applications for overseas residents?
As UK-based advisers, we can assist British citizens living abroad with mortgage applications, provided they meet the necessary lending criteria and documentation requirements.
What protection insurance options are available?
We offer life insurance, critical illness cover, income protection, and business-specific policies including key person cover and shareholder protection agreements tailored to individual needs.
How do you charge for mortgage capacity reports?
Our mortgage capacity reports start from £249 for standard assessments, with pricing varying based on report complexity and required scenarios for legal proceedings.
Do you provide investment portfolio management?
Yes, we offer customised investment management with 24/7 online access through our Sentry platform, regular portfolio reviews, and risk profiling to match your financial goals.
