Chester Rose

Business Details

Your Trusted Financial Partner in Newbury

Chester Rose is a dedicated financial planning firm committed to building better financial futures for its clients. With a team of highly qualified professionals, we specialise in creating tailored strategies that address individual goals across wealth accumulation, retirement planning, and later life considerations. Our approach combines deep expertise in pensions, investments, and tax-efficient planning with a client-centric philosophy that prioritises long-term relationships over transactional interactions. As Independent Chartered Financial Planners accredited by the Chartered Insurance Institute, we uphold rigorous standards of professionalism and ethical practice.

Our proprietary Cashflow Modelling technology enables clients to visualise financial outcomes and make informed decisions, while our whole-of-market approach ensures access to the most suitable solutions without provider restrictions. With offices in Newbury and Croydon, we serve clients throughout the UK, focusing on delivering measurable value through comprehensive financial strategies.

Services

Holistic Financial Planning Wealth Accumulation Retirement Planning Later Life Planning Pensions Advice Inheritance Tax Planning Cashflow Modelling Investment Strategies Protection Planning

Highlights and features

Chartered Financial Planning status demonstrates our commitment to excellence
Personalised financial plans tailored to individual short and long-term goals
Tax-efficient strategies to maximise retirement savings
Whole-of-market approach with access to all providers
Client-focused service prioritising long-term relationships over transactions

Associations and certifications

Chartered Insurance Institute

What people say

Supported and encouraged Sound advice well explained Thorough reviews of finances Professional approach with responsiveness Personalised financial plans

Website

Update Listing

Services

Holistic Financial Planning

Our holistic financial planning service integrates investment management, pension optimisation, and tax planning to create comprehensive strategies. We consider your complete financial picture, from immediate needs to long-term objectives, ensuring all elements work cohesively. With regular reviews and Cashflow Modelling, we help maintain alignment with evolving life circumstances while maintaining focus on your ultimate financial goals.

Wealth Accumulation

We develop targeted wealth accumulation strategies that balance risk and reward according to your specific circumstances. Through diversified investment approaches and regular portfolio reviews, we aim to maximise growth potential while maintaining appropriate risk levels. Our guidance helps clients make informed decisions about saving, investing, and optimising their financial resources for future security.

Retirement Planning

Our retirement planning service creates tailored pathways to financial security in later life. We analyse pension provisions, savings, and investment portfolios to develop sustainable income strategies. The process includes tax-efficient drawdown planning, protection considerations, and contingency planning for healthcare needs, ensuring clients can maintain their desired lifestyle throughout retirement while minimising inheritance tax liabilities.

Later Life Planning

We specialise in comprehensive later life planning that addresses long-term care requirements and legacy preservation. Our approach combines tax-efficient estate planning with practical considerations for healthcare funding. Through structured wills, trusts, and inheritance strategies, we help clients protect assets for beneficiaries while ensuring financial security during extended retirement years.

Cashflow Modelling

Our Cashflow Modelling service provides visual projections of financial outcomes under various scenarios. This tool helps clients understand potential impacts of market fluctuations, lifestyle changes, and unexpected events on their financial plans. By stress-testing strategies against different life circumstances, we enable more informed decision-making and greater confidence in long-term financial security.

People

Richard Dunbabin

CEO

With extensive industry experience, Richard leads Chester Rose's strategic direction while maintaining focus on client outcomes. He oversees the firm's commitment to professional standards and ensures alignment with regulatory requirements.

Suzanne Allen

Head of Financial Planning

A Chartered Financial Planner, Suzanne combines technical expertise with a personable approach to create bespoke financial strategies. She leads the advisory team in delivering client-focused solutions that address both immediate needs and long-term objectives.

Mark Scudder

Head of Compliance

Mark ensures all operations meet regulatory standards while maintaining the firm's ethical approach. His oversight provides clients with confidence in the integrity of Chester Rose's financial planning processes.

Christopher Mills

Head of Finance

Christopher manages the firm's financial operations, ensuring transparency and accountability in all financial matters. His work supports the delivery of stable, long-term financial planning services to clients.

Rhiannon Hastings

Head of HR

Rhiannon leads talent development and team management, fostering the firm's client-first culture. Her work ensures the team maintains the expertise and dedication required for exceptional financial planning services.

Questions

What financial planning services do you offer?

We provide holistic financial planning covering pensions, investments, retirement strategies, later life planning, tax-efficient wealth preservation, and cashflow forecasting tailored to individual circumstances.

How does your initial consultation work?

We offer a free, no-obligation initial conversation where we discuss your financial goals and assess how we can help. This can be conducted via phone, video call, or in person at our Newbury or Croydon offices.

Are your financial planners qualified?

Yes, our team includes Chartered Financial Planners with the Chartered Insurance Institute accreditation, ensuring adherence to the highest professional standards in financial advice.

How are your services charged?

We provide transparent fee structures during initial consultations. Our charges reflect the complexity of your financial situation and the level of ongoing support required.

Do you work with clients outside Newbury?

While based in Newbury and Croydon, we work with clients throughout the UK through a combination of digital communication tools and face-to-face meetings as needed.

How do you ensure tax efficiency in financial plans?

We incorporate tax-efficient strategies in all aspects of planning, including pension structures, investment vehicles, and estate planning to help maximise the value passed to beneficiaries.