Business Details
47 Years
experience
Your Trusted Financial Advisers in Rossendale
Established in 1979, Steven Barton Financial Services has built a reputation for delivering tailored financial solutions to private and corporate clients across Rossendale and beyond. Our team, led by Steve Barton and Steven Lee Barton with over 50 years of combined industry experience, specialises in independent financial advice, including investment strategies, pension planning, and mortgage solutions. As a firm directly authorised by the Financial Conduct Authority, we prioritise transparency, client education, and regulatory compliance. Our fee-based model ensures impartial recommendations aligned with individual client needs. We empower clients to navigate complex financial products, offering clarity on options ranging from retirement planning to life insurance.With a focus on long-term relationships, we provide ongoing support to adapt strategies as clients' circumstances evolve. Our commitment to excellence is reinforced by protections through the Financial Ombudsman Service and Financial Services Compensation Scheme. We actively educate clients on market dynamics, inflation impacts, and tax-efficient planning to safeguard their financial futures. Our regional presence in Lancashire is complemented by a client-centric approach that values personal service over generic solutions. This enduring philosophy has sustained our firm through decades of economic change, ensuring clients receive both expertise and empathy in equal measure.
Services
Investment Advice
Pension Planning
Mortgage Advice
Life Insurance
Retirement Planning
Details
- Year established: 1979
Highlights and features
- We are directly authorised by the Financial Conduct Authority for impartial advice
- Our team has over 50 years combined experience in financial services
- We provide tailored solutions rather than generic financial product recommendations
- Our fee-based model ensures transparent, conflict-free advisory services
- Clients benefit from Financial Ombudsman Service dispute resolution protection
Associations and certifications
- Financial Conduct Authority
Services
Investment Advice
Our investment advice helps clients grow wealth while managing risk. We explain market options, assess risk tolerance, and create diversified portfolios. Our FCA-authorised guidance considers inflation impacts and long-term financial goals, balancing growth potential with capital preservation for both novice and experienced investors.
Pension Planning
We specialise in pension planning to ensure financial security during retirement. Services include workplace pension reviews, self-invested personal pensions (SIPPs), and retirement income strategies. Our advice addresses longevity risks and changing state pension regulations, helping clients build sustainable income streams for their later years.
Mortgage Advice
Our independent mortgage advice covers residential, buy-to-let, and lifetime mortgages. We compare market options, explain affordability criteria, and help clients secure competitive rates. Our FCA-regulated service considers long-term implications, ensuring mortgage solutions align with overall financial plans and life circumstances.
Life Insurance
We provide life insurance solutions to protect loved ones financially. Our advice covers term life, critical illness cover, and combined policies. We help clients determine appropriate coverage levels, explain policy features, and select providers offering value for money and reliable claims processes.
Retirement Planning
Our retirement planning service integrates pensions, investments, and tax-efficient strategies. We assess current savings, project future needs, and create phased withdrawal plans. The service addresses healthcare costs, inheritance goals, and longevity risks, ensuring clients maintain their desired lifestyle throughout retirement.
People
Steve Barton
Partner
With over 25 years' experience in financial services, Steve Barton specialises in investment strategies and pension planning. He established the firm in 1979, combining product provider knowledge with advisory expertise to deliver client-focused solutions across Rossendale.
Steven Lee Barton
Partner
Steven Lee Barton brings extensive mortgage advisory experience to the partnership. Qualified in multiple financial disciplines, he focuses on residential and buy-to-let mortgages while maintaining the firm's commitment to impartial advice and regulatory compliance.
Questions
What financial services do you offer?
We provide independent advice on investments, pensions, mortgages, life insurance, and retirement planning. Our FCA-authorised services cater to both individual and corporate clients across Lancashire.
How are you regulated?
We are directly authorised by the Financial Conduct Authority (FCA) under registration number 484213, ensuring our advice meets strict regulatory standards and client protections.
What protections do clients have?
Clients benefit from Financial Ombudsman Service dispute resolution and Financial Services Compensation Scheme protection for regulated products, providing security against firm insolvency.
How do you charge for services?
We operate on a transparent fee basis, clearly explaining charges before providing advice. Fees vary depending on service complexity and are agreed in advance with clients.
Can you help with retirement planning?
Yes, we specialise in creating tailored retirement plans considering pensions, investments, and tax efficiency. Our advice addresses longevity risks and changing state pension provisions to ensure financial security.
