Business Details
Independent Financial Advisers in Ashton-under-Lyne
Established over two decades ago, Harrison Townend Financial Services has been delivering independent financial advice to clients across the UK. Based in Hyde, Cheshire, we specialise in investment planning, pensions, equity release, and comprehensive financial strategies tailored to individual needs. Our team prioritises client-centric solutions, ensuring every recommendation considers long-term financial goals and personal circumstances. As an FCA-authorised firm with company number 08390575, we maintain rigorous professional standards while offering transparent, ethical guidance.With extensive expertise in retirement planning, wealth management, and tax-efficient solutions, we empower clients to make informed decisions about their financial futures. Our commitment to excellence is reflected in longstanding client relationships and testimonials highlighting our professionalism, reliability, and market knowledge.
Services
Wealth Management
Investment Planning
Pensions Advice
Equity Release
Tax Planning
Highlights and features
- 20+ years of independent financial advisory experience
- FCA-authorised firm with rigorous professional standards
- Personalised financial strategies tailored to individual needs
- Specialist expertise in retirement planning and equity release
- Proven track record of client satisfaction and long-term relationships
Associations and certifications
- Financial Conduct Authority
What people say
Honest, trustworthy, very professional
Pension in safe hands
Highly recommended
Proactive helpful advice
Excellent service
Services
Wealth Management
We create diversified investment portfolios aligned with your financial goals and risk tolerance. Our approach combines market analysis with personal financial objectives to optimise growth potential while maintaining appropriate risk levels. Clients benefit from ongoing portfolio reviews and adjustments to ensure continued alignment with evolving circumstances.
Retirement Planning
Our comprehensive retirement planning service maximises pension assets and tax-efficient strategies to create sustainable income streams. We help clients navigate pension freedoms, annuity options, and phased retirement strategies while considering inheritance tax implications and long-term care requirements.
Equity Release
We provide regulated equity release solutions allowing homeowners to access property wealth without relocation. Our advice covers lifetime mortgages, legal implications, and impact assessments on state benefits, ensuring clients understand all financial consequences before proceeding.
Tax Planning
Our tax planning service identifies legitimate opportunities to reduce tax liabilities through strategic financial arrangements. We focus on capital gains tax, inheritance tax mitigation, and pension contribution optimisation while maintaining full compliance with HMRC regulations.
Investment Advice
We offer independent investment advice covering various asset classes and risk profiles. Our recommendations consider market conditions, investment timeframes, and personal financial objectives to create balanced portfolios that evolve with changing market environments and client needs.
People
Chris Cunliffe
Financial Adviser
With over 20 years' experience, Chris provides impartial financial advice specialising in retirement planning and investment strategies. He maintains FCA-regulated standards while delivering personalised solutions that prioritise client needs and long-term financial security.
Questions
What financial services do you specialise in?
We specialise in retirement planning, investment management, equity release, and tax-efficient financial strategies tailored to individual circumstances.
Are you regulated by financial authorities?
Yes, we're authorised and regulated by the Financial Conduct Authority (reference 605195) and entered on the Financial Services Register.
How do you charge for financial advice?
Our fee structure is transparent and discussed upfront. Charges vary by service complexity, with initial consultations typically free to assess suitability.
Do you serve clients outside Manchester?
While based in Manchester, we advise clients throughout the UK through remote consultations and local office meetings.
What's your investment approach?
We create diversified portfolios aligned with your risk tolerance and goals, using both traditional and ethical investment options with ongoing performance monitoring.
How can I arrange a consultation?
Contact us via phone or email to schedule a free initial consultation at our Ashton-under-Lyne office or via video call.
