Ingard I F M

At Ingard IFM, we are dedicated to providing reliable and professional independent financial advice to clients on the Isle of Wight. With a strong commitment to our local community, we have been helping clients make informed decisions about their financial future for many years. Our team of experienced and qualified financial advisers can assist you with all of your financial planning needs, offering comprehensive help and guidance in a variety of areas.

Expert Financial Advice Tailored to Your Needs

We understand that every individual and family has unique financial goals and circumstances. That's why we offer personalised financial advice, tailored to your specific needs, objectives, and risk tolerance. Our services include:

• General financial advice and tax planning
• Managing your pension funds both before and after retirement
• Managing your investments to help fulfil your growth and income needs
• Planning and funding your Long term care needs
• Inheritance tax planning
• Using your property to provide additional income in retirement

Our highly qualified and experienced financial advisers have more than 2 decades of experience advising clients. We are dedicated to providing the knowledge and expertise to advise you on all aspects of your financial needs, offering a hand-holding service with ongoing advice and assistance.

Comprehensive Retirement Planning

Retirement planning can be complex, but it's crucial to ensure a secure financial future. At Ingard IFM, we provide comprehensive advice on your pension and retirement needs. Our professional and clear advice can help you navigate the process of selecting the best pension scheme, building up a pension fund, and deciding how to draw income when you retire. We offer advice on various pension income vehicles, both initially and ongoing, ensuring that you select the right one for your needs. Our experienced advisers can also provide advice on protecting your pension for beneficiaries.

Effective Tax Planning Strategies

We believe that effective tax planning is vital in managing your wealth and securing your financial future. At Ingard IFM, our specialist tax advisers can help you minimise your tax liabilities through various legal strategies, ensuring that you make the most of your hard-earned money.

Protecting Your Assets for Future Generations

We understand that inheritance tax planning is an essential aspect of financial planning, and we are committed to helping you protect your assets for future generations. Our experienced advisers can provide expert advice on inheritance tax planning, ensuring that your wealth is transferred to your loved ones efficiently and tax-effectively.

Long-Term Care Planning

Long-term care can be a significant expense, and it's important to plan for this eventuality. At Ingard IFM, we can help you understand your options for funding long-term care, both through self-funding the cost or long-term care annuities. We can provide advice on protecting your estate for your children and putting the right plan in place should you need long-term care.

Experience You Can Trust

At Ingard IFM, we pride ourselves on our local knowledge and strong community ties. Our experienced and qualified team of financial advisers is dedicated to providing you with the highest level of service and advice. Whether you need help with pensions, investments, inheritance tax planning, or long-term care planning, we are here to help.