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Your trusted partner for all your mortgage and insurance needs

At John Earnshaw Independent Financial Advisers Ltd, we are a team of qualified independent mortgage advisers based in Lancashire, with nationwide coverage. With over 25 years of experience in the mortgage sector, we have established ourselves as a trusted and reliable partner for individuals and families seeking mortgage advice and insurance services. Our team of experienced professionals is committed to providing bespoke mortgage solutions tailored to our clients' unique needs and circumstances.

Our Services

We offer a comprehensive range of mortgage services, including first-time buyer mortgages, remortgages, buy-to-let mortgages, self-employed mortgages, adverse credit mortgages, and equity release. Our team of experts will guide you through the entire process, from initial consultation to completion, ensuring that you receive the best possible deal for your circumstances. We also provide insurance services, including critical illness life insurance, home insurance, mortgage PPI, and income protection.

Why Choose Us

What sets us apart from other mortgage brokers is our commitment to transparency, knowledge, and excellent customer service. We are directly authorised by the Financial Conduct Authority (FCA), and we have access to a wide range of lenders, ensuring that we can find the right deal for you. We don't charge a broker fee on application, and we only charge once a case has been fully agreed and proceeded to formal offer. Our team is dedicated to providing a stress-free process, and we pride ourselves on our ability to communicate complex information in simple, clear terms.

Meet the Team

Our team of mortgage specialists is led by John Earnshaw, a director and independent mortgage adviser with over 25 years of experience in the industry. We also have another independent mortgage broker, Sarah Tomlinson, and a dedicated administration team, including Lynne, Paula, Kate, and Oliver. Our team is built on a foundation of knowledge, expertise, and excellent customer service, ensuring that our clients receive the best possible advice and support throughout the entire process.

Get in Touch

If you're looking for expert mortgage advice or insurance services, get in touch with us today. You can contact us by phone, email, or by completing our online enquiry form. We cater to clients throughout the UK and offer flexible appointment options, including video conferencing, telephone, and face-to-face meetings.

Reviews (49)
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Positive: Clients praise the company's personalized service, efficiency, knowledge, and communication, making the mortgage application process stress-free and quick.

Overall Experience

The reviews highlight the exceptional service provided by John Earnshaw Independent Financial Advisors Ltd. The clients are extremely satisfied with the efficiency, professionalism, and personalized approach of the company.

Positive Aspects

  • Personalized Service: Clients appreciate the personalized approach and attention to detail provided by John Earnshaw and his team.
  • Efficiency: The company's efficiency in handling mortgage applications is praised by clients, making the process stress-free and quick.
  • Knowledge and Expertise: John Earnshaw's knowledge and expertise in the mortgage market are highly valued by clients, who appreciate his ability to find the best deals and provide sound advice.
  • Communication: The company's communication is commended for being clear, concise, and responsive.

Client Testimonials

Many clients have expressed their gratitude for the exceptional service provided by John Earnshaw Independent Financial Advisors Ltd. They highly recommend the company and appreciate the help they received during the mortgage application process.