Business Details
Your Trusted Chartered Financial Planners in Southampton
Established by experienced professionals, we specialise in providing independent financial advice tailored to individual client needs. Our team has over two decades of experience in wealth management, pensions, and investment strategies, serving both private and corporate clients. As Chartered Financial Planners, we maintain the highest standards of professional conduct and technical expertise. Our independence ensures complete impartiality, allowing us to recommend solutions from the entire market without restriction. We prioritise long-term client relationships, with three-quarters of our clients maintaining partnerships exceeding ten years. Our services encompass comprehensive financial planning, bespoke portfolio management, and specialist advice on trusts, inheritance, and education funding.We operate under full authorisation and regulation by the Financial Conduct Authority, holding FCA number 668704. Our commitment to excellence is demonstrated through our Chartered Institute of Insurance accreditation and the prestigious Fellowship status held by senior adviser Philip Pearson. We offer flexible fee structures including fixed and portfolio-based arrangements, with no obligation initial consultations available at client convenience. Our Southampton-based office provides easy access for local clients while serving a wider regional clientele through our comprehensive service model.
Services
Wealth Management
Pension Planning
Investment Advice
Trust Administration
Inheritance Tax Planning
School Fees Planning
Care Funding Strategies
Highlights and features
- We offer 20+ years of specialist financial advisory experience
- Our FCA regulation ensures strict professional compliance standards
- 100% independent status guarantees complete market access
- Dedicated personal adviser for consistent service delivery
- Free no-obligation initial consultation available locally
Associations and certifications
- Financial Conduct Authority
- Chartered Institute of Insurance
- Personal Finance Society
What people say
Expert advice
Long-term relationships
Impartial service
Professional team
Tailored solutions
Services
Wealth Management
Our bespoke wealth management service creates tailored investment strategies aligned with individual financial goals. We offer complete market access through our independent status, ensuring optimal portfolio construction. With regular performance reviews and flexible adjustment capabilities, we help clients achieve their objectives for growth, income, or capital preservation.
Pension Planning
Specialist pension planning covering all UK-regulated schemes including SIPP and SSAS. We provide comprehensive analysis of existing arrangements and create optimised retirement strategies. Our independent advice considers both personal circumstances and evolving tax legislation to maximise retirement outcomes.
Inheritance Tax Planning
Comprehensive inheritance tax mitigation strategies incorporating trusts, lifetime gifting, and exempt asset structures. We work closely with legal professionals to ensure effective wealth transfer while maintaining compliance with current tax regulations and preserving family assets.
School Fees Planning
Specialist education funding solutions covering both UK independent schools and international institutions. We develop structured savings plans and trust arrangements to meet regular fee payments while considering potential tax efficiencies and investment growth.
Care Funding Advice
Tailored guidance for long-term care funding requirements, including asset protection strategies and local authority contribution assessments. Our advice considers both immediate needs and future contingencies, ensuring financial security while maintaining quality of life.
People
Philip Pearson
Senior Adviser
Fellow of the Personal Finance Society with over 20 years' experience in financial services. Specialises in complex wealth management solutions and holds advanced qualifications in tax-efficient investment strategies.
Questions
What financial services do you specialise in?
We specialise in wealth management, pension planning, investment advice, trust administration, inheritance tax planning, school fees funding, and care funding strategies.
Are you regulated by any official bodies?
Yes, we are fully authorised and regulated by the Financial Conduct Authority (FCA No. 668704) and hold Chartered Institute of Insurance accreditation.
How does your fee structure work?
We offer flexible fee arrangements including fixed fees and portfolio-based charges. We no longer accept commission-based fees as required by UK regulations.
Can I get a free initial consultation?
Yes, we provide no-obligation initial consultations either at our Southampton office or your preferred location to discuss your financial requirements.
How do you ensure impartial advice?
As 100% independent advisers with no product provider affiliations, we assess all market-available options to provide completely unbiased recommendations tailored to your circumstances.
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