Business Details
Trusted Financial Advisers in Fareham
Deep Blue Financial is a well-established firm of independent financial advisers dedicated to placing clients' priorities at the heart of every decision. With decades of combined experience, our team specialises in pensions, retirement planning, protection, sustainable investing, and wealth management. We pride ourselves on delivering tailored advice that considers each client's unique circumstances, ensuring solutions align with their long-term financial goals. Our commitment to ongoing professional development ensures our expertise remains current with evolving financial regulations and market conditions.As a firm regulated by the Financial Conduct Authority, we maintain rigorous compliance standards to safeguard client interests. Through annual reviews and continuous support, we help clients adapt their financial strategies to changing life circumstances, providing peace of mind that their financial future remains secure.
Services
Pension Planning
Retirement Planning
Protection
Sustainable Investing
Wealth Management
Highlights and features
- We offer over 30 years' experience in independent financial advice
- Our team holds relevant professional qualifications with ongoing training
- We provide tailored solutions based on individual circumstances
- Our compliance team ensures all advice meets regulatory standards
- We maintain long-term client relationships with annual reviews
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Professional and knowledgeable
Excellent service
Thorough and professional
Highly professional
Services
Pension Planning
Our pension planning service helps clients maximise their retirement savings through tailored strategies. We specialise in SIPP management, annuity recommendations, and pension consolidation while considering tax implications. With expertise in navigating complex pension regulations, we help clients optimise their retirement income. Our advisers ensure clients understand their options for accessing pension funds while maintaining compliance with current legislation.
Wealth Management
We offer comprehensive wealth management solutions covering portfolio management and cash flow modelling. Our team creates diversified investment strategies aligned with clients' risk profiles and financial goals. We specialise in discretionary model portfolios and bespoke financial planning while maintaining focus on long-term wealth preservation and growth through strategic asset allocation.
Protection
Our protection services provide financial security through tailored insurance solutions. We offer term assurance, critical illness cover, and income protection policies designed to safeguard clients' lifestyles. Our advisers help clients understand different protection options while ensuring coverage amounts and terms match their specific circumstances and family needs.
Sustainable Investing
We specialise in ethical investment strategies focusing on environmental, social and governance (ESG) criteria. Our service includes ESG fund analysis and sustainable portfolio construction that aligns with clients' values while maintaining financial objectives. We provide detailed assessments of underlying fund sustainability credentials to ensure genuine ethical investment alignment.
Inheritance Tax
Our inheritance tax planning service helps clients preserve wealth for future generations. We specialise in trust creation, nil-rate band optimisation and estate structuring while considering residential property allowances. Our advisers provide clear explanations of complex tax legislation to help clients implement effective strategies that minimise tax liabilities while ensuring their wishes are fulfilled.
People
Clive Corbett
Director/Adviser
Co-founding director with over 30 years' experience in pensions and investment advice. Specialises in corporate and individual pension planning while maintaining active involvement in diving and water-based activities.
Andrew Peters
Director/Adviser
Co-founding director with 34 years' experience in financial services. Specialises in pensions and investment markets while maintaining active lifestyle interests including diving and outdoor sports.
Paul Bamsey
Adviser
Specialist in pensions and inheritance tax with over 20 years' experience. Provides expert guidance on long-term care planning while managing rural property and livestock interests.
Dean Tiller
Adviser
Experienced adviser with 25 years in financial services, specialising in protection and pension solutions. Combines technical expertise with practical advice on inheritance tax and estate planning matters.
Andrew Sturgess
Adviser
Former paraplanner returning to client-facing role with technical expertise in transforming financial plans into actionable outcomes. Brings international perspective from South African background and triathlon training experience.
Questions
What pension options are available at retirement?
We explain all options including annuities, drawdown pensions and tax-free cash entitlements, helping you choose solutions aligned with your financial needs and lifestyle requirements.
How can I reduce inheritance tax liabilities?
We explain trust creation, nil-rate band utilisation and residential property allowances to implement effective strategies that preserve wealth for future generations.
What is the minimum pension age?
Currently 55 in the UK, rising to 57 in 2028, with our advisers explaining how to optimise access to pension funds while considering tax implications.
Can I consolidate multiple pensions?
Yes, we assess whether consolidation would benefit you by simplifying management while considering any potential loss of existing benefits.
What protection options exist for families?
We offer term assurance, critical illness cover and income protection solutions tailored to your family's financial security needs and lifestyle circumstances.
How does ESG investing work?
We explain sustainable investment options that align with your values while maintaining financial objectives through detailed ESG fund analysis.
